Street Talk
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Street Talk
Nathan Stovall, director of financial institutions research at S&P Global Market Intelligence, takes a deep dive into issues facing financial institutions and the investment community. Tune in for interviews with industry insiders as well as brief outlooks for the banking sector.
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142 bölüm
Ep. 142 - Despite looming rate cuts, strong deposit franchises still take the cake
While peak funding costs are in the rearview mirror, investors and bank acquirers continue to assign higher values to institutions with lower-cost dep...
Ep. 141 - Signs of stronger bank M&A emerge as serial acquirers, large transactions return
Bank M&A activity is showing signs of life, and a much awaited rebound in bank deal activity could be in store.
In this episode, Christopher O...
Ep. 140 - InterBank CEO C.K. Lee talks keys to high performance, producing a 3-plus% ROAA
InterBank President and CEO C.K. Lee runs one of the highest-performing banks in the country. The $4.7 billion, Oklahoma City-based bank has produced...
Ep. 139 - Balance sheet, M&A and capital raising strategies for a volatile environment
Bank advisers and market participants at S&P Global Market Intelligence’s annual community bankers conference said bank M&A and IPO activity is in a h...
Ep. 138 - Assessing the impact of tariffs on US banks
The emergence of tariffs led to a broad selloff of US banks amid fears of slower economic growth or even a possible recession. Banks’ first-quarter ea...
Ep. 137 - Two top community bank performers share their special sauce
Each year, S&P Global Market Intelligence ranks top-performing financial institutions in the following categories: community banks $3 billion to $10 b...
Ep. 136 – An activist’s view of the banking industry
Activist investor John Palmer sees plenty of catalysts for bank stocks, including stronger fundamentals, attractive valuations and a resurgence in M&A...
Ep. 135 - Takeaways from AOBA: Heavy dose of optimism as the deal window is open
The bank advisory community is optimistic that bank M&A activity will rebound in 2025 and they should be, according to Mercer Capital Managing Directo...
Ep. 134 - KBW CEO says bank stocks still have room to run
Investors have flocked back to the bank group over the last five months as the fundamental environment has improved and the election results in Novemb...
Ep. 133 - Six reasons for a brighter bank M&A outlook
The bank M&A pipeline has improved significantly over the past month, and capital is available for institutions looking to grow amid the surge in inve...
Ep. 132 - How the 2024 election could reshape bank regulation and M&A
The U.S. election could change the legislative, supervisory and regulatory framework for the banking industry. In the episode, we discuss what differe...
Ep. 131 - Bank boards capitulating, pushing for scale to combat challenges
The operating environment remains challenging for many banks but experts at Raymond James’ annual whole loan conference in September 2024 noted there...
Ep. 130 - How threatened are US banks by the wave of commercial real estate maturities
Rate hikes by the Federal Reserve and changes in post-pandemic behavior have put pressure on commercial real estate (CRE) borrowers needing to refinan...
Ep. 129 - Investor sees inflection point in bank stocks
Bank stocks and regional bank stocks in particular have rallied over the last month and there is further room to run, according to Joe Fenech, Chief I...
Ep. 128 - Tales from Top Performers: South Plains Financial, Stellar Bancorp and City Holding Co.
Tales from Top Performers features conversations with executives at high-performing banks about their view of current issues, and the greatest challen...
Ep. 127 - The knife fight for deposits could spur more bank deals
Deposits and liquidity remain at the forefront for most bankers and the intense competition for core funding will eventually lead to a resurgence in M...
Ep. 126 - Hunting the bears, making the bull case for CRE
The investment community has expressed great concern over commercial real estate and questioned whether a severe downturn could lie on the horizon, bu...
Ep. 125 - Tales from Top Perfomers: Five Star Bancorp CEO
Tales from Top Performers is a new series under the Street Talk banner that will feature conversations with executives at high-performing banks about...
Ep. 124 - KBW CEO challenges investors painting banks with broad brush
The banks that failed in the spring of 2023 were outliers that violated some of the golden rules of banking, but many investors continue to unfairly p...
Ep. 123 - Bank regulators are tipping the scales, could push even harder
Regulatory scrutiny has intensified in the aftermath of the liquidity crunch that erupted in 2023 and could play an even larger role in bank M&A activ...
Ep. 122 - Banks’ Q4 results bring shades of ‘95 not ‘08, show credit digesting higher rates
U.S. banks’ fourth-quarter 2023 earnings demonstrated continued pressure on funding costs and minimal slippage in credit quality. The Street largely t...
Ep. 121 - Lessons learned from a tumultuous '23, potential read through to '24
The word unprecedented became commonplace in banking circles in 2023. The Federal Reserve’s rate hike campaign pushed bank balance sheets deeply under...
Ep. 120 - Investor sees legs in US bank stock rally amid reasonably priced M&A
Bank stocks have rallied since the Federal Reserve offered hopes of rate cuts in 2024 and there are further catalysts on the horizon, including a pick...
Ep. 119 - Unlocking keys to balance sheet restructurings, bank M&A
The negative impact from higher interest rates has led a number of banks to considering balance sheet restructurings and a few institutions have pursu...
Ep. 118 - PE looking to fill community banks' capital need created by higher for longer rates
As community banks face a challenging operating environment due to higher for longer rates and heightened regulatory scrutiny, Tony Scavuzzo, managing...
Ep. 117 - Banks face slow-cession, credit slippage as PE waits in the wings
Many bank boards are stuck as they face investor scrutiny and wait for slippage in credit quality, but experts at Raymond James’ inaugural whole loan...
Ep. 116 - Early remediation, not Basel III endgame, the answer to avoid repeat of spring 2023 bank failures
In the latest Street Talk podcast, Davis Polk Partner David Portilla says implementing early remediation triggers outlined in the Dodd-Frank Act would...
Ep. 115 - Unpacking the largest bank deal in ’23, private equity involvement in bankland
Banc of California Inc.'s plans to acquire PacWest Bancorp, the largest bank deal thus far of 2023, offers some hope that a rebound in bank M&A could...
Ep. 114 - Regional banks feel funding pressures, but second-quarter earnings target biggest bears
Many regional banks’ second-quarter earnings might have fallen short of the Street’s estimates, but results contradicted the bear case that weighed he...
Ep. 113 - Bank investors can find diamonds in the rough amid funding pressures
The liquidity crunch that erupted in March made deposits more precious, but performance has diverged between institutions of different sizes and regio...
Ep. 112 - Banks face Bob Ross effect, tougher exams but ‘huge’ M&A on horizon
While many banks are being unfairly painted with a broad brush, institutions will face tougher regulatory examinations and pressure on probability and...
Ep. 111 - Bearish bank investor turns bullish
Brad Rinschler, managing partner at Down Range Capital Management, said in the latest "Street Talk" podcast that he believes valuations of many banks...
Ep. 110 - Bears use banks as ‘weapons of destruction' to force change in Fed policy
Bearish investors are targeting bank stocks and ignoring the facts, according to Janney Montgomery Scott Director of Research Chris Marinac. In the ep...
Ep. 109 - Liquidity crunch leaves some trophy franchises on sale - KBW CEO
The liquidity crunch that emerged at a few institutions in March sent fears through the market and battered bank stocks but the selloff has left some...
Ep. 108 - Weighing Fed rate hikes against banks' liquidity crunch
Economists had hopes that the Federal Reserve could achieve a soft landing as it worked to tame inflation but that prospect could be harder in light o...
Ep. 107 - Lessons learned from a modern day bank run
Higher rates have put deposits under pressure across the banking industry, but liquidity strains have been far more pronounced at a few banks, resulti...
Ep. 106 - Banks may want to shrink rather than pay up for loan growth
As deposit competition intensifies, banks should consider slowing or even stopping growing to mitigate credit risk and threats to their net interest m...
Ep. 105 - Banks could see opportunity in fintech's cleansing fire
An unforgiving stock market and declining cash reserves at startups should lead to a wave of U.S. fintech industry consolidation in 2023. Some compani...
Ep. 104 - Deposits king of the bank M&A mountain amid funding hunt
Bank M&A activity fell considerably in 2022 but the push to obtain core deposits should encourage a steady stream of deals in 2023 as funding becomes...
Ep. 103 - Investors worry about bank liquidity, earnings drag from underwater bonds
A spike in interest rates has created large amounts of unrealized losses sitting in banks' bond portfolios and sparked liquidity concerns in the inves...